Main Office

(Map & Directions)
6051 Old Bagdad Hwy, Room 202
Milton, FL 32583

Phone: (850) 981-7000
Fax: (850) 623-1208

Email: Development Services

Hours of Operation:
Monday through Friday
7:00 a.m. - 4:30 p.m.


South End Administrative Complex(Map & Directions)
5841 Gulf Breeze Pkwy
Gulf Breeze, FL 32561


Hours of Operation:
Monday, Wednesday & Friday
9:00 a.m. - 12:00 p.m.
1:00 p.m. - 2:00 p.m.

  • Welcome to Floodplain Management Division
  • Forms
  • Contact Information

Floodplain Management

Floodplain management assists customers in meeting the requirements of the Santa Rosa County Land Development Code and the National Flood Insurance Program. This office is the archive for all the flood information for the county, and the other local jurisdictions, including flood insurance rate maps, elevation certificates, letters of map amendment, historical flooding, coastal barrier resources areas, and flood insurance studies. This office is also responsible for the Community Rating System or CRS information. CRS is a voluntary program which based on activities performed determines a discount from 5 percent to 40 percent on flood insurance rates. This office assists the special projects and grants department with Mitigation of flood prone structures. The following information can be obtained from this office.


Our online flood insurance rate maps are available at:  just enter your address, parcel number or the property owners name and in the layers click on “Flood Layers”.  If we can help you with a flood determination, assistance with reading a flood map either on line or in person or any of the items listed below, please feel free to contact us at 850-981-7029. 


  • Copies of Elevation Certificates
  • Flood Map Determinations
  • Copies of Flood Insurance Rate Maps
  • Requirements for Construction in a Special Flood Hazard Area
  • Substantial Damage Determinations
  • Assistance with Letters of Map Amendment
  • Grandfathering Assistance


Dumping is a violation of Santa Rosa County Ordinance 06-26. Do not dump or throw anything into the ditches, streams, creeks, or rivers. Even grass clippings and branches can accumulate and plug channels, creeks and streams. A blocked channel cannot carry water and when it rains the water has to go somewhere. Every piece of trash contributes to flooding.   If your property is next to a ditch or stream, please do your part and keep the banks clear of brush and debris. Santa Rosa County has a maintenance program which can help remove major blockages such as debris in ditches. Please call 626-0191 or fill out a Work Order online at


Flood Insurance


  • Did you know that homeowners insurance does not cover flood damages?  Only flood insurance covers flood damages.  As a member the National Flood Insurance Program, flood insurance is available to all citizens of Santa Rosa County.
  • Did you know that there is a 30 day waiting period before insurance coverage will be effective?  So do not delay in obtaining flood insurance coverage. 
  • Did you know that 30% (approximately) of all flood insurance claims arise from Zone X (area of minimal flooding)? Just because you are not in a high hazard zone, does not mean that you will never flood. 
  • Take precautions with your property, purchase flood insurance.  Talk to your insurance agent today or visit the “FloodSmart” web page listed in the links below.


Protection Measures


If you have questions about Flood Protection and what can be done at a specific location to possibly mitigate future flood damages we can help with those questions. Please contact our Floodplain Manager for further information or read the “Property Protection” flyer in the links below. If a site visit is needed, we can set that up as well.

Turn Around Don’t Drown:  Remember that 12” of water can float a car, don’t drive thru a flooded street or go around barricades.

Prepare for flooding by doing the following:

  • Know how to shut off the electricity and gas to your house when a flood comes.
  • Make a list of emergency numbers and identify a safe place to go.
  • Make a household inventory
  • Put insurance policies, valuable papers, medicine, etc in a safe place
  • Collect and put cleaning supplies, camera, waterproof boots, etc in a handy place.

Consider some flood protection measures.

  • Mark your fuse box to show the circuits in the floodable areas.
  • Consider elevating your structure above flood levels
  • Check your building for water entry points, such as dryer vents.  These can be protected by low walls or temporary shields.
  • Install a floor drain plug, standpipe, overhead sewer backup valve to prevent sewer backup flooding.

Develop a disaster response plan. See the Red Cross’ website at for information

  • Get a copy of “Repairing your flooded home”.  This can be found at the Red Cross’ website listed above.

Talk to the Grants Department for possible grants for mitigation

  • Please remember that the more documentation you have regarding past flooding, the better we can assist you with possible grant opportunities.  All grants are competitive and require a benefit cost analysis. 
  • For more information contact the Grants Department at 850-981-1848


Building Responsibly


  • Santa Rosa County follows the 5th Edition to the Florida Building Code 2014.  The building code is available on line at
  • Our Floodplain Management Ordinance can be found in the Santa Rosa County Land Development Code (articles 10 and 12)
  • The Santa Rosa County Development Services Office houses the building, zoning and code enforcement departments as well as the floodplain management office.  Remember that all development in a floodplain requires a permit, so please check with us before you begin by visiting us at 6051 Old Bagdad Hwy, Room 202, in Milton or by calling us at 850-981-7000.
  • If you see illegal floodplain development you can report this by calling the compliance department 850-981-7000 or on line at:


What is Substantial Improvement or Substantial Damage and what are the rules? Substantial Improvement  as defined in 44 Code of Federal Regulations 59.1 means: “any reconstruction, rehabilitation, addition, or other improvement of a structure, the cost of which equals or exceeds 50 percent of the market value of the structure before the “start of construction” of the improvement. This term includes Substantial Damage, regardless of the value of or actual cost of repair work performed.  The term does not, however, include either (1) any project for improvement of a structure to correct existing violations of state or local health, sanitary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions or (2) any alteration of a “historic structure”, provided that the alteration will not preclude the structure’s continued designation as a “historic structure”.”

Flood Plain Information


Is Your Property in a Flood Zone?
Request a Flood Determination
Elevation Certificate Template 169472 kb
Form used to verify the elevation of structures located in the Special Flood Hazard Area. Must be signed and sealed by a Land Surveyor to be valid.
Substantial Damage/Substantial Improvement (50% paperwork) 42138 kb
Instructions for filling out the Substantial Damage/Substantial Improvement (50% paperwork).
Substantial Damage/Substantial Improvement (50% paperwork) Page One 839168 kb

First page of the form that is used to verify that a structure being improved or repaired does not exceed 50% of the market value of the structure before the improvement or the damage. This form can be filled out by either a homeowner or a licensed contractor.

Substantial Damage/Substantial Improvement (50% paperwork) Page Two 77824 kb

Second page of the form that is used to verify that a structure being improved or repaired does not exceed 50% of the market value of the structure before the improvement or the damage. This form can be filled out by either a homeowner or a licensed contractor.

V Zone Certificate 23991 kb

This form must be signed and sealed by an engineer or architect verifying the breakaway walls are correctly installed and that the placement of the pilings matches the building plans for structures in VE Zones or Coastal A Zones.


Floodplain Management Staff Information
Flood Plain Management Staff
Karen Thornhill
Contact Flood Plain Management Staff
Phone: (850) 981-7000 E-mail Flood Plain Management

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Copyright 1998, County of Santa Rosa, Florida. All Rights Reserved. Other copyrights apply. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public-records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.